Spawned vs Stripe Pricing Guide: For Crypto Creators & Builders
Spawned and Stripe serve fundamentally different purposes: launching tokens versus processing payments. This guide breaks down their pricing models, fee structures, and ideal use cases. For creators building on Solana, understanding these differences is critical for budgeting and revenue planning.
- •Spawned charges a 0.1 SOL (~$20) launch fee + 0.30% creator fee per trade. Stripe charges 2.9% + $0.30 per card transaction.
- •Spawned's model includes ongoing 0.30% holder rewards and an AI website builder. Stripe is a pure payment processor with no token or website tools.
- •Choose Spawned to launch a Solana token with built-in community incentives. Use Stripe for accepting traditional payments like subscriptions or e-commerce.
Quick Comparison
Verdict: Different Tools for Different Jobs
Before diving into percentages, understand the fundamental difference.
Spawned is for launching a crypto token and building a Web3 community. Stripe is for accepting traditional online payments. Comparing them directly is like comparing a hammer to a screwdriver; both are tools, but for different tasks.
If your goal is to create and launch a token on Solana, generate ongoing revenue from its trading activity, and provide rewards to holders, Spawned is your platform. Its pricing is built around the lifecycle of a token.
If your goal is to accept credit card payments for a SaaS product, digital download, or online service, Stripe is the industry standard. Its pricing is built around payment processing volume and fraud protection.
Recommendation: Use Spawned for token launches and Web3 projects. Use Stripe for fiat-based e-commerce and subscriptions. Some projects may even use both: Stripe for fiat onboarding and Spawned for the token economy.
Fee Structure Breakdown: One-Time vs Recurring
Here's exactly what you pay with each platform.
Spawned Fees (Token-Centric)
- Launch Fee: 0.1 SOL (approximately $20). This is a one-time cost to create and deploy your token on Solana.
- Creator Revenue Fee: 0.30% of every trade (buy/sell). This is an ongoing revenue stream for you as the creator.
- Holder Rewards Fee: 0.30% of every trade. This is automatically distributed to people holding your token, incentivizing long-term support.
- Post-Graduation Fee: 1% perpetual fee on trades after your token graduates from the launchpad, enabled via Solana's Token-2022 program.
- AI Website Builder: Included at no extra monthly cost (typically a $29-$99/month value elsewhere).
Stripe Fees (Payment-Centric)
- Standard Processing: 2.9% + $0.30 per successful card charge. This applies to most online transactions.
- International Cards: 3.9% + $0.30 per charge.
- Currency Conversion: 1% fee if the charge currency differs from your settlement currency.
- Recurring Billing: No additional percentage fee for subscriptions, but the per-transaction fee still applies.
- Additional Services: Fees for Radar (fraud tools), Sigma (reporting), and Atlas (incorporation) are separate.
Key Difference: Spawned's model makes money when your community's token trades. Stripe's model makes money when you process a customer's payment.
Revenue Model: Earning From Your Community vs Processing Payments
This is the most significant difference for creators.
With Spawned, your potential earnings are tied to the success and activity of your token. If your token gains traction and has a daily trading volume of $100,000, the 0.30% creator fee generates $300 per day for you, ongoing. This aligns the platform's success with yours. The included AI website builder helps you create a hub for your community without extra SaaS fees.
With Stripe, you pay them a fee to access your own revenue. If you sell a $100 product, Stripe takes $3.20, and you receive $96.80. Their service is accessing the traditional financial system reliably and securely. Your earnings are from your product sales, minus their processing cut.
Analogy: Spawned is like owning a share of a marketplace's transaction fees. Stripe is like paying a toll to use a highway to reach your customers.
When to Choose Spawned or Stripe: A Simple Checklist
Use this list to decide which platform (or both) fits your project.
- Choose Spawned if: You are launching a memecoin, community token, or utility token on Solana. You want to earn ongoing revenue from token trading activity. You need a no-code website to showcase your token and community. You want to automatically reward your token holders with a share of transaction fees.
- Choose Stripe if: You are selling physical goods, software licenses, or digital downloads online. You need to accept recurring subscriptions (SaaS, membership). Your customers pay primarily with credit/debit cards, not crypto. You require extensive fraud protection and chargeback management.
- Use Both if: You have a Web3 project with a token (use Spawned) but also sell merchandise or premium access via a traditional web shop (use Stripe). This is a common hybrid approach.
Steps & Cost to Launch a Token on Spawned
A clear, step-by-step look at the Spawned launch process.
Here is the straightforward process and associated costs for using Spawned.
- Connect Wallet: Connect your Solana wallet (like Phantom) to the Spawned platform. Cost: $0.
- Create Token: Use the launchpad interface to set your token's name, symbol, and description. Cost: $0 until launch.
- Build Your Site: Use the integrated AI website builder to create a landing page. Describe your project, and the AI generates it. Cost: $0 (saves $29-$99/month vs separate builder).
- Launch: Finalize and deploy your token to the Solana blockchain. Cost: 0.1 SOL (launch fee, ~$20).
- Earn & Reward: Once live, you earn 0.30% of every trade, and holders earn 0.30%. No further action required.
Total Upfront Cost: ~$20 (0.1 SOL). Ongoing Cost: $0. Ongoing Revenue Potential: 0.30% of all trading volume.
Ready to Launch Your Token?
If you're a creator looking to build a token-based community on Solana, Spawned offers a cost-effective and revenue-generating path. The low upfront cost of 0.1 SOL, combined with the built-in AI website builder and sustainable creator/holder fee model, provides a complete toolkit to start and grow your project.
Start your token launch today for just 0.1 SOL and begin earning 0.30% from every trade.
Related Topics
Frequently Asked Questions
Not directly for the token itself. Stripe processes fiat currency (dollars, euros) for traditional goods/services. You cannot sell a Solana SPL token directly through Stripe. However, you could use Stripe on a separate website to sell merchandise, NFT access passes, or other tangible items related to your token community. The token trading itself happens on decentralized exchanges via crypto wallets.
No. The 0.30% fee is not taken from your token's total supply or your personal holdings. It is a small percentage of the value of each trade that happens on the decentralized exchange. When someone buys or sells your token, 0.30% of that trade's value is automatically routed to you as the creator. Your token supply remains unchanged.
As of now, Stripe's core product does not support direct payments in SOL or other cryptocurrencies to merchants. They have experimented with crypto on-ramps (allowing users to buy crypto with fiat) but not as a primary settlement method for merchants. For a crypto-native payment flow, you would need to integrate a different crypto payment processor or use a wallet connection directly.
Graduation means your token meets certain liquidity and holder thresholds and moves from the initial launch pool to a permanent decentralized exchange (DEX) like Raydium. At this point, the fee structure changes via Solana's Token-2022 program. A 1% fee is applied to all trades, which funds ongoing project development and ecosystem growth. This is separate from Spawned's initial launchpad fees.
Spawned's pricing is standardized and transparent for all users: 0.1 SOL to launch, 0.30% creator fee, 0.30% holder rewards. There are no volume-based discounts or custom enterprise plans. This ensures a level playing field for all creators. Stripe, due to its B2B nature and high-volume clients, often negotiates custom interchange-plus pricing for large businesses.
No coding is required. The AI builder is designed for creators with no technical background. You simply describe your token or project in plain language, and the AI generates a professional-looking website with sections for description, tokenomics, roadmap, and social links. You can then edit text and images using a simple drag-and-drop interface.
For launching a crypto token, Spawned is significantly cheaper upfront. A $20 launch fee (0.1 SOL) is minimal compared to the development cost of building a token and website separately. For processing traditional payments, Stripe's 2.9% + $0.30 is standard but can be costly on small-ticket items. The 'cheaper' option entirely depends on whether your project is token-based (Spawned) or product-based (Stripe).
Ready to get started?
Try Spawned free today