Comparison
Comparison

Payment Processing Comparison for Solana Tokens: AI Builder vs. Alternatives

Choosing the right payment processing for your Solana token launch impacts creator revenue, transaction speed, and long-term sustainability. This detailed comparison breaks down fees, features, and hidden costs across platforms. We analyze how Spawned's integrated AI builder and unique revenue model provides a distinct advantage for crypto creators.

TL;DR
  • Spawned charges 0.30% creator revenue per trade and 0.30% for holder rewards, with a 0.1 SOL (~$20) launch fee.
  • Traditional platforms like pump.fun offer 0% creator revenue but lack ongoing monetization and integrated tools.
  • The AI website builder saves creators $29-99 per month in recurring costs, included with launch.
  • Post-graduation, Spawned uses Token-2022 for a 1% perpetual fee, ensuring sustainable development.
  • Processing speed is near-instant on Solana for all platforms, but fee structures differ significantly.

Quick Comparison

Spawned charges 0.30% creator revenue per trade and 0.30% for holder rewards, with a 0.1 SOL (~$20) launch fee.
Traditional platforms like pump.fun offer 0% creator revenue but lack ongoing monetization and integrated tools.
The AI website builder saves creators $29-99 per month in recurring costs, included with launch.
Post-graduation, Spawned uses Token-2022 for a 1% perpetual fee, ensuring sustainable development.
Processing speed is near-instant on Solana for all platforms, but fee structures differ significantly.

Our Verdict: Why Spawned's Payment Processing Wins for Creators

The best payment processing balances low fees with real creator benefits.

For crypto creators prioritizing sustainable revenue and integrated tools, Spawned's payment processing model is the clear choice. While a platform like pump.fun has a 0% fee, it provides no ongoing income for creators. Spawned's 0.30% creator fee per trade, combined with a 0.30% reward distributed to token holders, creates a positive feedback loop. The inclusion of an AI website builder, which would otherwise cost $29-99 monthly, and the structured path to a 1% perpetual fee via Token-2022 post-graduation, offers a complete, long-term financial framework. The 0.1 SOL launch fee is a minor upfront cost for this comprehensive package.

Fee Structure Breakdown: A Numbers Comparison

Raw numbers reveal the true long-term value.

Understanding the exact costs is critical. Here’s a direct comparison of what creators pay and earn.

PlatformLaunch FeeCreator Revenue per TradeHolder RewardsPost-Graduation Model
Spawned0.1 SOL (~$20)0.30%0.30% (distributed to holders)1% fee via Token-2022 program
pump.fun~0 SOL*0%0%N/A (platform exit)
Typical Launchpad1-5 SOL0% - 1% (varies)Usually 0%High bonding curve fees

Note: While pump.fun has minimal launch costs, it generates revenue via the bonding curve spread, not creator fees.

The key difference is sustainability. Spawned's model guarantees you earn 0.30% on every secondary market trade, forever. This is a revenue stream completely absent on zero-fee platforms.

The Hidden Value: AI Website Builder as Payment Processing

Payment processing isn't just about transaction fees; it's about the total value delivered. Spawned bundles a professional AI website builder with every token launch. This isn't a gimmick—it's a direct financial benefit.

  • Cost Savings: A comparable landing page builder service like Carrd or a Webflow subscription runs $29 to $99 per month. By including this tool, Spawned saves creators hundreds of dollars annually in operational costs.
  • Integrated Workflow: Your token's payment processing and its public-facing website are managed in one place. There's no need to connect separate payment gateways or manage API keys between disjointed services.
  • Speed to Market: You can launch your token and a polished marketing site simultaneously. This cohesive presence can directly influence trading volume, which in turn increases your 0.30% creator revenue.

Consider this bundled tool as part of the platform's effective fee structure. You're not just paying for transactions; you're investing in a full-stack creator suite. For more on AI builders, see our AI builder comparison page.

How the 0.30% Holder Reward Improves Payment Processing

Spawned's 0.30% holder reward is a unique feature that fundamentally changes token economics. Here’s how it works and why it benefits payment processing:

  • Incentivizes Holding: A portion of every trade is automatically distributed to existing token holders. This encourages long-term holding over short-term flipping, leading to more stable price action.
  • Increases Liquidity Depth: Stable, long-term holders reduce sell-side pressure. This creates deeper, more reliable liquidity, making the token's market healthier and more attractive to new buyers.
  • Boosts Trading Volume: A compelling holder reward can attract investors specifically seeking yield, which can increase overall trading volume. Higher volume means more frequent triggers of your 0.30% creator revenue.
  • Creates Community Alignment: Holders become direct stakeholders in the token's trading activity. This aligns community incentives with the creator's goal of fostering an active, liquid market.

Beyond Launch: The Token-2022 Perpetual Fee Model

A major flaw in many launch platforms is the 'cliff' at graduation—once you leave, your revenue stream from the platform ends. Spawned solves this with the Solana Token-2022 program.

After your token graduates from the initial launch phase, it can implement a 1% transfer fee. This fee is programmed directly into the token's mint authority on-chain and is perpetual. It represents a sustainable, long-term revenue model that is independent of the Spawned platform. This forward-thinking approach ensures creators are building an asset with built-in monetization, not just a temporary launch. It’s the difference between a one-time event and a lasting financial instrument.

Step-by-Step: Payment Processing on Spawned from Start to Finish

Here is the complete payment journey for a creator using Spawned:

Ready to Launch with Better Payment Processing?

Stop leaving money on the table with platforms that offer no creator revenue. Spawned provides a complete economic system for your Solana token: fair launch pricing, ongoing trade revenue, community rewards, and a sustainable future with Token-2022—all bundled with the essential marketing tool of an AI website builder.

Launch your token with payment processing that pays you back.

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Frequently Asked Questions

No. The 0.30% creator revenue is not taken from your token supply or your holders. It is a fee applied to the trade value on the decentralized exchange (DEX). When a user buys or sells your token, 0.30% of the trade's SOL value is automatically routed to you as the creator. Your token supply remains untouched.

The 0.30% holder reward is distributed automatically and proportionally. The system calculates 0.30% of the value of each trade (in SOL). This SOL is then converted to the project's tokens on the market and distributed to every wallet holding the token at that moment, proportional to their share of the total supply. It's a fully automated, on-chain process.

The 1% fee is a feature of the Token-2022 standard that you choose to enable upon graduation. It is optional but recommended for sustainable project funding. If you prefer not to have a transfer fee, you can graduate to a standard SPL token without it. However, this means forgoing the long-term, platform-agnostic revenue stream that the 1% fee provides.

Other token launch platforms only provide the token itself. You must then separately pay for a website builder service (like Carrd, Unicorn Platform, or Webflow), which typically costs $29 to $99 per month. Spawned includes this functionality at no extra recurring cost. By bundling it with your 0.1 SOL launch fee, you save hundreds of dollars per year in subscription fees from day one.

The creator revenue and holder reward percentages (0.30% each) are independent of Solana network gas fees. These are fees on the trade's *value*. Solana's base transaction fee for sending tokens is typically a fraction of a cent and is paid by the trader, not deducted from your creator revenue. Spawned's fee structure remains consistent regardless of minor network fee fluctuations.

Revenue is accrued in real-time. The 0.30% from each trade is recorded and associated with your creator wallet. You can typically claim accrued SOL earnings from your dashboard on Spawned after a short accumulation period (e.g., every 24 hours), depending on the DEX integration. The process is automated and requires no manual intervention for each trade.

The initial liquidity provided during the launch phase is managed according to Spawned's launch process. The key point is that the 0.30% creator fee and 0.30% holder reward apply to secondary market trading on the open DEX market (like Raydium). These fees are active whether your token is in its initial launch phase or has graduated to full, unlocked liquidity on the open market.

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