Use Case

Spawned Stripe Setup Guide 2: Connect Payments to Your Token

This guide walks you through the second phase of connecting Stripe to your Spawned-launched token. You will configure your account to receive the 0.30% creator fee from every trade and set up payment processing for any website services. Proper setup ensures you get paid directly and on time.

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Key Benefits

Connect your Stripe account in the Spawned dashboard to receive the 0.30% per-trade creator fee.

Configure payout schedules and currencies to match your token's SOL revenue.

Use Stripe to accept credit card payments for services on your AI-built website.

Set up webhooks for real-time notifications on fees collected and payouts.

Verify your business details to avoid payout delays from your token's perpetual 1% post-graduation fees.

The Problem

Traditional solutions are complex, time-consuming, and often require technical expertise.

The Solution

Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.

Why Stripe Integration is Essential for Your Token

Stripe is your financial gateway for all token-based earnings.

Integrating Stripe is not optional for maximizing revenue from your Spawned token. While the launchpad handles the token creation and initial sales, Stripe manages the ongoing financial pipeline. This includes the 0.30% creator fee from every secondary market trade and the 1% fee structure after your token graduates from the launchpad. Without this setup, you cannot access these funds directly. Compared to handling payments manually or using other processors, Stripe provides automated, compliant handling of crypto-adjacent revenue, which is critical given the regulatory scrutiny around token trading fees. For a creator launching a gaming token on Solana, this seamless cash flow is foundational.

What You Need Before Starting

Ensure you have these items ready to avoid interruptions during the setup process.

A live token launched on the Spawned platform (0.1 SOL launch fee paid).
A verified Stripe Express account (not a standard Stripe account). Spawned requires Express for its partner model.
Your legal business name, address, and tax ID (SSN/EIN for US, equivalent for other countries).
A dedicated bank account for payouts. Using a personal account for significant token revenue can cause banking holds.
Access to your Spawned project dashboard where you launched your token.

Step-by-Step: Connect Stripe to Your Spawned Dashboard

A direct connection between platforms automates your earnings.

Follow these steps in order. Do not skip the verification steps, as your account will be paused otherwise.

Log into Your Spawned Dashboard: Navigate to the project page for your launched token.
Navigate to the 'Revenue' Tab: Here you will see a section labeled 'Payment Processor'.
Click 'Connect with Stripe': This will redirect you to Stripe's OAuth page. You are granting Spawned limited access to create payouts on your behalf.
Log into Your Stripe Express Account: Use the credentials for the account you prepared. If you don't have one, you can start the sign-up flow here, but it will delay the process.
Complete the Onboarding Questionnaire: Stripe will ask about your business. For 'Product Description,' state: 'Software platform fees and digital asset trading revenue share.' Be accurate.
Provide Verification Documents: Upload a government ID and a proof of address (like a utility bill). This can take up to 24 hours for Stripe to review.
Set Your Payout Schedule: Once verified, return to your Spawned 'Revenue' tab. Choose your payout frequency (daily, weekly, monthly). For steady cash flow from your 0.30% fee, weekly is recommended.
Confirm Connection: You should see a green 'Connected' status. Spawned will now route your share of the 0.30% per-trade fee to this Stripe account.

Configuring Stripe for Token Trading Fees

The 0.30% creator fee from trades on your token is collected by Spawned in SOL. Spawned aggregates this and initiates a transfer to your connected Stripe account in your local currency (e.g., USD, EUR). The conversion from SOL to fiat happens at the time of transfer. This means you don't need to manage crypto volatility directly in your Stripe balance. You can view these transfers in your Stripe dashboard under 'Balance' > 'Transactions.' They will be labeled with a descriptor from Spawned. It's wise to set aside 25-30% of these inflows for tax obligations, as they are ordinary income. This setup is more reliable than manual invoicing and provides clear records, which is a significant advantage over platforms that offer no built-in revenue mechanism.

Using Stripe for Your AI Website Payments

Your Spawned subscription includes an AI website builder, which you can use to create a hub for your token community. You can monetize this site, and Stripe is the tool to use.

In Your Stripe Dashboard, go to 'Products' and click '+ Add Product.'
Create a product for a membership tier, merch, or exclusive access related to your token. For example, 'Gold Tier Token Holder Access - $29/month.'
Generate Payment Links: For simple sales, use Stripe's 'Payment Links.' Copy the link and add it to a button on your Spawned-built website.
For Subscriptions, use the 'Subscriptions' product type. Stripe will provide code snippets or you can use a no-code integration like a Buy Button.
Embed on Your Site: Paste the provided code or link into your website's page editor. This allows you to collect recurring revenue separate from your token's trading fees, effectively building multiple income streams from one launch.

Stripe vs. Direct Crypto Payments: A Practical Look

You might wonder why to use Stripe instead of accepting SOL directly. Here’s a breakdown based on real creator needs.

Aspect	Stripe Integration	Direct Crypto Wallet
Primary Use	Mandatory for Spawned's 0.30%/1% fees. Also best for fiat (credit card) payments on your website.	Optional for one-time community donations or NFT sales.
Audience Reach	Accesses the 99% of users who prefer paying with credit cards over crypto.	Limited to users who own crypto and understand wallets.
Fee Handling	Automatic. Fees are collected, converted, and sent to your bank.	Manual. You must monitor the wallet, convert SOL to cash, and handle taxes.
Record Keeping	Perfect. Generates invoices, tax forms (1099), and clear transaction history.	Poor. You must track everything yourself with blockchain explorers.
Setup Complexity	One-time 15-minute setup (this guide). Requires identity verification.	Instant wallet creation, but no connection to your legal business entity.

The Verdict: Use Stripe for all compliant, recurring, and mandatory revenue (like your Spawned fees). Use a direct crypto wallet for supplemental, community-focused transactions. They serve different purposes.

Troubleshooting: Common Setup Issues

Problem: 'Payouts are on hold' in Stripe. Solution: This is almost always due to incomplete verification. Log into your Stripe dashboard and check the 'Notifications' bell icon. Complete any requested steps, which often involve additional ID verification or business details.

Problem: Spawned dashboard shows 'Disconnected' after linking. Solution: Clear your browser cache and cookies. Log out of both Spawned and Stripe, then log back in and try reconnecting. Ensure you are using the correct Stripe Express account email.

Problem: Not receiving the 0.30% fee payments. Solution: First, check if your token has had any secondary market trades (you can check on Solana explorers). Fees are only generated on trades. If trades have occurred, allow a 48-hour processing period. If still nothing, contact Spawned support from your project dashboard.

Problem: Bank rejects the deposit from Stripe. Solution: Call your bank's commercial banking line. Inform them you are receiving business revenue from a software platform (Stripe). Ask them to whitelist transfers from 'Stripe.com.' This is a common anti-fraud measure.

Ready to Launch and Get Paid?

Your token's financial infrastructure is just as important as its smart contract. By completing this Stripe integration, you ensure that the revenue mechanisms built into Spawned—the 0.30% creator fee, the 1% post-graduation fee, and the ability to monetize your website—work for you automatically.

If you haven't launched your token yet, start the process for just 0.1 SOL and get your AI website built in minutes. Launch your token on Spawned today.

Already launched? Log into your Spawned dashboard now and navigate to the 'Revenue' tab to connect your Stripe account. The sooner you connect, the sooner you start earning from every trade.

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Frequently Asked Questions

Stripe charges a standard processing fee for moving money to your bank account. This is typically a percentage (e.g., 0.25% - 0.5%) plus a small fixed fee per payout. This is separate from and in addition to Spawned's 0.30% fee structure. You receive the 0.30% fee, minus Stripe's transfer fee. Always check your Stripe pricing page for the exact rates in your country.

No. For receiving the automated creator and post-graduation fees from your Spawned-launched token, Stripe Express is the currently supported and integrated payment partner. It is mandatory for this revenue stream. For payments on your own website, you could offer PayPal as an additional option, but Stripe must remain connected to your Spawned dashboard.

You control the frequency in your Spawned dashboard after connecting Stripe. You can choose daily, weekly (recommended for steady flow), or monthly payouts. Spawned aggregates the small 0.30% fees from many trades and sends the batch according to your schedule. There is usually a 1-2 day settlement period before funds hit your Stripe balance, and then another 1-2 days for the bank transfer.

Not necessarily. You can connect as a sole proprietor using your personal name and Social Security Number (or equivalent). However, if your token generates significant revenue, forming an LLC or corporation can provide legal and tax benefits. Many banks also treat business account deposits from Stripe more smoothly than large personal account deposits. Consult a local accountant for advice specific to your situation.

You will not receive the 0.30% creator fee from secondary market trades on your token. Those funds will remain unclaimed. Furthermore, you will not be able to access the 1% fee structure if your token graduates from the launchpad. Connecting Stripe is a critical step to claim the revenue you earn from your token's ecosystem.

Yes, but the process requires support. You can disconnect your current Stripe account from the Spawned dashboard. To connect a new one, you may need to contact Spawned support to re-initiate the OAuth connection for a different Stripe account. There may be a brief hold on payouts during the transition to ensure funds are routed correctly.

In most jurisdictions, yes. The 0.30% creator fee you receive is considered ordinary business income. When Spawned converts the SOL to fiat and sends it via Stripe, that creates a taxable event (disposal of crypto). Stripe will provide you with a 1099 form (in the US) if you meet the reporting threshold, which details your annual income from this stream. You are responsible for reporting and paying applicable taxes.

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