Spawned Stripe Integration Guide for Token Creators
This guide explains how to integrate Stripe with your Spawned token project to accept fiat currency payments. Connect traditional payment methods to your Solana token, enabling credit card purchases and automated payouts to your bank account. Setting this up expands your buyer base beyond crypto-native users.
Try It NowKey Benefits
The Problem
Traditional solutions are complex, time-consuming, and often require technical expertise.
The Solution
Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.
Why Add Stripe to Your Spawned Token Launch?
The verdict on connecting traditional finance to your web3 launch.
For most creators launching on Spawned, adding Stripe is a smart move. While the core platform handles crypto purchases perfectly, Stripe opens your token to the 99% of people who don't own cryptocurrency yet. It removes the biggest barrier to entry: needing SOL or USDC to buy.
Our Recommendation: Integrate Stripe if your target audience includes mainstream users, gamers, or community members unfamiliar with crypto wallets. The setup takes about 30 minutes and can increase your initial buyer pool significantly. The cost is clear: Stripe's 2.9% + $0.30 fee, on top of Spawned's 0.30% creator revenue share. For a $100 token purchase, you'd pay about $3.20 in total fees and receive ~$96.80 worth of SOL in your creator wallet, which then pays out to your bank.
If your audience is already crypto-savvy, you might skip this step initially. However, for broader adoption, this integration is practically essential. It turns your token launch into a true e-commerce experience.
Step-by-Step: Connect Stripe to Your Spawned Project
Get fiat payments running in under an hour.
Follow these steps to enable fiat payments. You'll need a Spawned project already created and a Stripe account (business or individual).
- Access Your Spawned Dashboard: Log into your Spawned creator account and navigate to the project you want to add payments to.
- Navigate to 'Payments' Settings: In your project dashboard, find the 'Payments' or 'Monetization' tab.
- Click 'Connect Stripe': You'll see a button to initiate the OAuth connection with Stripe.
- Log into Stripe & Authorize: A secure pop-up will ask you to log into your Stripe account and grant Spawned permission to create charges and manage payouts.
- Configure Payout Currency: In your Spawned settings, choose your preferred fiat currency for bank payouts (e.g., USD, EUR, GBP). Spawned automatically sells the received SOL for this currency.
- Set Payment Options: Decide which card networks to accept (Visa, Mastercard, Amex) and configure any country restrictions if needed.
- Test a Transaction: Use Stripe's test mode and a test card number (like
4242 4242 4242 4242) to make a $1 purchase. Confirm the SOL arrives in your connected wallet and a payout is scheduled in your Stripe dashboard. - Go Live: Once testing is complete, toggle the integration to 'Live' in both Stripe and Spawned.
Your Spawned token page and any website built with the Spawned AI website builder will now show a 'Buy with Card' option.
Cost Analysis: Stripe vs. Crypto-Only Purchases
A clear look at what each payment path costs you and your buyers.
Understanding the fees is crucial for pricing your token. Here’s how the costs stack up.
| Payment Method | Spawned Creator Fee | Payment Processor Fee | Network Gas Fee | Total Fee on $100 Purchase |
|---|---|---|---|---|
| Buyer Pays with SOL/USDC | 0.30% ($0.30) | ~0% (Wallet) | ~$0.01 (Solana) | ~$0.31 |
| Buyer Pays with Credit Card (Stripe) | 0.30% ($0.30) | 2.9% + $0.30 ($3.20) | Included | ~$3.50 |
Key Takeaway: The convenience of credit card payments comes at a cost. The buyer pays significantly more, or you absorb the cost as the creator. A common strategy is to price your token slightly higher for card purchases or run promotions that offset the fee for early supporters.
Remember, Spawned's 0.30% creator fee is ongoing for secondary market trades on your token, regardless of how it was initially bought. Stripe fees only apply to the initial fiat purchase.
The Money Flow: From Card Charge to Bank Deposit
Track your revenue every step of the way.
The process is automated, but knowing the timeline helps manage cash flow.
- Instant: A user buys $50 of your token with a Visa card on your Spawned site.
- Within 60 seconds: Stripe authorizes the charge. Spawned's system receives the fiat, automatically swaps it for SOL on a DEX aggregator, and sends the SOL to your designated creator wallet address. You see this SOL balance update in your Spawned dashboard.
- Daily (Automated): Spawned's system batches the SOL in your creator wallet, sells it for your chosen fiat currency (e.g., USD), and initiates a transfer to your connected Stripe balance.
- +2-7 Business Days: Stripe processes the incoming transfer and then initiates a payout to your verified bank account, following their standard payout schedule.
Example: A $100 card purchase on Monday might appear as SOL in your dashboard on Monday, hit your Stripe balance as USD on Tuesday, and land in your bank account by Friday.
Note: The SOL-to-fiat conversion rate is determined at the time of the daily batch sale, introducing minor forex variability.
Building Your Payment Hub with the Spawned AI Builder
Pair your payment gateway with a professional front-end at no extra cost.
Your integration isn't complete without a place to send people. This is where Spawned's included AI website builder becomes a powerful companion to Stripe.
Instead of just relying on your Spawned token page, use the builder to create a dedicated 'Token Purchase' or 'Community Access' landing page. In the builder, you can embed the Stripe-powered checkout widget directly. Tell the AI: "Create a one-page site for my Solana gaming token 'NOVA'. Include a hero section explaining the game, a features list, a tokenomics chart, and a Stripe checkout button to buy $NOVA tokens with a credit card."
You'll get a professional page in minutes, saving the typical $29-$99/month for a separate website service. This page becomes the link you share on Twitter, Discord, or YouTube. It presents a fully legitimate, familiar checkout experience (Stripe) for your web3 project. For ideas, see how others structure their pages in our guide on how to launch a gaming token on Solana.
Troubleshooting Common Stripe Integration Issues
Quick fixes for the most frequent setup and payment problems.
Problem: 'Stripe Connection Failed' error. Solution: Clear your browser cache and cookies. Ensure you are logging into the correct Stripe account (live vs. test). Check that pop-ups are not blocked for the Spawned site.
Problem: Bank payout delays beyond 7 days. Solution: First, check your Stripe Dashboard for any alerts or verification requirements. New accounts often have a longer initial holding period (up to 14 days). Ensure your bank account details are correct and verified in Stripe.
Problem: Buyer's card is declined. Solution: This is usually on Stripe's side. Common causes include insufficient funds, bank fraud filters triggered by crypto-related descriptors, or international transaction blocks. Advise the user to contact their bank to approve the transaction. You can also try enabling more card networks in your Stripe settings.
Problem: SOL amount received seems less than expected. Solution: Remember the fee structure. Also, the fiat-to-SOL conversion happens at market rate. If SOL price drops sharply between the card charge and the conversion (seconds to minutes), the received SOL amount will be lower. This is a market risk managed by Spawned's system.
Ready to Accept Credit Cards for Your Token?
Expand your reach and start capturing mainstream revenue.
Adding Stripe transforms your Spawned token from a crypto-only asset into an accessible product for anyone with a credit card. The setup is straightforward, the fees are transparent, and the potential audience growth is substantial.
Your Next Steps:
- Create your token on Spawned if you haven't already (0.1 SOL launch fee).
- Navigate to the Payments tab in your project dashboard.
- Click 'Connect Stripe' and follow the 5-minute authorization.
- Use the AI builder to create a sleek landing page for your new payment option.
Start tapping into the vast market of users who are ready to support you but haven't yet navigated the world of crypto wallets. Launch your token on Spawned today and unlock fiat payments on day one.
Related Topics
Frequently Asked Questions
Not necessarily. Stripe accepts individual accounts for sole proprietors in many countries. However, Stripe's requirements vary by region and transaction volume. For high-volume sales or specific business types, they may request business documentation. Always check Stripe's terms for your country. Using it for a legitimate token launch is generally acceptable.
Yes, you have flexibility. In your Spawned dashboard, you can configure a separate pricing tier for Stripe purchases to offset the higher processing fees. For example, your token might be 0.01 SOL or $1.50 via crypto, but $1.65 via credit card. This ensures you net a similar amount after fees. Clearly communicate this price difference to your community.
Support depends on your Stripe account's location. Generally, Stripe supports businesses in over 40 countries and can accept payments in 135+ currencies. When you connect Stripe, Spawned will show you the payout currencies available based on your Stripe account's country. Common options include USD, EUR, GBP, CAD, and AUD.
Spawned and Stripe do not handle tax withholding or reporting for you. You are responsible for reporting the fiat income (in your local currency) received via Stripe payouts as revenue, just like any other business income. Consult with a tax professional familiar with crypto and digital goods in your jurisdiction. Keep records of your Stripe payout statements.
The current Spawned-Stripe integration is optimized for one-time purchases of your token. It is not designed for recurring subscriptions. However, you could theoretically use the connected Stripe account and the AI website builder to create a separate subscription page for other offerings related to your token community (e.g., premium Discord access).
Chargebacks are handled by Stripe under their standard dispute process. If a buyer disputes a credit card charge for a token purchase, Stripe will notify you and you will need to provide evidence of the digital delivery (e.g., transaction ID on Solana, proof the token was sent to the wallet associated with the buyer's email). As digital goods can be high-risk for disputes, have clear terms of service on your site stating 'no refunds' for delivered digital assets.
Currently, the native Stripe integration is built for the Spawned Solana launchpad, taking advantage of Solana's low fees for the necessary SOL conversions. For multi-chain strategies, you would need to handle the integration separately. Learn about our approach on different networks in our guides for [Ethereum](/use-cases/token/how-to-create-gaming-token-on-ethereum) and [Base](/use-cases/token/how-to-create-gaming-token-on-base).
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