Spawned Stripe Integration Guide: Accept Payments with Your Token
This guide walks through integrating your Spawned-launched Solana token with Stripe to accept crypto payments. You'll connect your token's revenue stream to a traditional payment processor, enabling wider adoption. We cover the setup process, fee structure, and benefits for developers and creators.
Try It NowKey Benefits
The Problem
Traditional solutions are complex, time-consuming, and often require technical expertise.
The Solution
Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.
Should You Connect Spawned to Stripe?
A direct pipeline from token activity to your bank account.
Integrating Stripe is recommended for any creator or developer who wants to convert token trading volume into consistent, automated revenue. If your Solana token generates regular trading activity on Spawned, the 0.30% creator fee on every trade can be automatically settled as USD in your Stripe account. This removes the manual step of swapping SOL for fiat. For comparison, using Stripe's standard crypto acceptance incurs fees of 2.9% + $0.30 per transaction. The Spawned integration uses your token's built-in fees, which are often lower volume-based percentages, creating a more efficient revenue channel. The setup is most valuable for projects with an existing user base or product where you want to monetize activity directly.
How the Spawned-Stripe Connection Works
The integration creates a bridge between the Solana blockchain and traditional finance. When a user trades your token on a decentralized exchange (DEX) after its launch on Spawned, a 0.30% fee is automatically taken from the trade. Normally, this fee accrues as SOL or your token in your Spawned dashboard. With Stripe Connect enabled, this fee is instead calculated, converted to a USD value (based on real-time Oracle prices), and sent as a transfer to your linked Stripe account. Stripe then handles the settlement to your bank on its regular schedule. This happens for every qualifying trade, 24/7. Post-graduation from the launchpad, if your token uses the Token-2022 program, the 1% perpetual transfer fee can also be configured to use this same Stripe pipeline, creating a long-term revenue stream.
Step-by-Step Integration Setup
Connect two platforms in under 10 minutes.
Prerequisites: You need a live token launched via Spawned (0.1 SOL launch fee) and an active Stripe account.
- Access Your Spawned Dashboard: Log into your Spawned creator account and navigate to the project dashboard for your token.
- Navigate to 'Monetization' or 'Integrations': Find the section for payment gateways or external connections.
- Select 'Connect Stripe': Click the button to initiate OAuth (Open Authorization) with Stripe. You'll be redirected to Stripe's site.
- Authorize Spawned: On Stripe's page, review the permissions. Spawned will request access to create transfers to your account. Confirm the connection.
- Configure Payout Settings: Return to your Spawned dashboard. Set your preferred parameters: minimum payout threshold (e.g., $10), automatic vs. manual transfers, and currency (USD).
- Verify Connection: The dashboard should show a 'Connected' status. Generate a test trade for your token (you can do this yourself) to trigger a small fee and verify the flow within 24 hours.
- (Optional) Build Payment Portal: Use the included Spawned AI website builder to create a simple site explaining your token and how it generates value, which can drive more trading volume to your integrated fee stream.
Fee Structure: Spawned vs. Traditional Stripe Crypto
Why pay 2.9% when you can pay 0.30%?
Understanding the cost difference is crucial. The Spawned integration uses the fees native to your token's economics, not Stripe's standard merchant rates.
| Fee Type | Spawned + Stripe Integration | Traditional Stripe Crypto Payments |
|---|---|---|
| Payment Processing Fee | Your token's 0.30% creator fee per trade. | 2.9% + $0.30 per transaction. |
| Platform Fee | Spawned's 0.30% holder reward is separate. | None (but higher processing fee). |
| Payout Fee | Stripe's standard transfer fees may apply (e.g., 0.25% for instant). | Included in the 2.9% + $0.30. |
| Setup/Monthly Cost | Spawned's 0.1 SOL launch fee (~$20). AI website builder saves $29-99/month. | No setup, but higher per-transaction cost. |
Key Takeaway: For tokens with meaningful trade volume, the 0.30% fee is significantly lower than 2.9% + $0.30. If your token does $10,000 in daily volume, the Spawned fee is $30/day. Stripe's standard fee would be $290 + $0.30 per transaction. The integration is volume-efficient.
Top Benefits for Developers and Creators
This integration solves specific pain points for token creators.
- Automated Fiat Conversion: No manual DEX swaps. Trading volume directly becomes bankable revenue.
- Lower Effective Fees: Capitalize on your token's custom 0.30% fee instead of Stripe's fixed 2.9% + $0.30 rate for crypto.
- Enhanced Project Legitimacy: Having Stripe as a payout method adds a layer of traditional financial trust for your community and partners.
- Simplified Accounting: All revenue from token trading is consolidated into Stripe reports, simplifying tax and financial tracking.
- Monetizes Holder Activity: The 0.30% fee rewards you for creating a token people trade, aligning incentives with community growth.
Real-World Use Cases and Examples
From game items to community tokens, see how it applies.
Consider a developer who creates a gaming token using our guide for Solana gaming tokens. Players use the token for in-game purchases and rewards. By integrating Stripe, the 0.30% fee from all secondary market trading of that gaming token (e.g., players speculating or trading items) flows to the developer's Stripe account. This creates a revenue stream independent of direct game sales. Another example: a creator community launches a social token. Every time a member trades the token to signal support, the creator earns 0.30% automatically as USD, funding their work. This model is more sustainable than one-time NFT sales or donation drives. The integration turns market liquidity into predictable income.
Ready to Connect Your Token Revenue?
If you have a live token on Solana or are planning your launch, integrating Stripe is a logical step to build a sustainable project. Start by launching your token on Spawned for 0.1 SOL, then follow this guide to connect your revenue stream. The included AI website builder can help you create a hub for your token, explaining its utility and driving the volume that generates your Stripe payments. Begin the process today and turn trading activity into automated income.
Related Topics
Frequently Asked Questions
You pay your token's standard 0.30% creator fee on each trade, which is the source of the revenue. Spawned does not add an extra fee for the Stripe transfer itself. Stripe may apply its standard payout fees (like a small percentage for instant transfers). This contrasts sharply with using Stripe directly for crypto, which charges 2.9% + $0.30 per transaction. Your main cost is Spawned's 0.1 SOL launch fee to create the token.
Currently, the direct Spawned-Stripe integration is built for the Solana ecosystem due to its low fees and high-speed transactions, which make micro-transactions like 0.30% fees practical. While you can [create a token on Ethereum or Base](/use-cases/token/how-to-create-gaming-token-on-ethereum) through Spawned's guides, the automated Stripe connection is optimized for Solana. For other chains, you would typically handle fee collection and conversion manually or through other bridge services.
There is a short processing delay. Trade data is batched and settled approximately every 24 hours. After Spawned processes the batch and initiates the transfer to Stripe, funds should appear in your Stripe balance within a few hours. From there, standard Stripe payout timelines to your bank account apply (typically 2-7 business days, depending on your country and settings).
The integration does not affect the 0.30% holder reward. That portion of the transaction fee is separate and is still distributed to token holders as designed, incentivizing holding. The Stripe integration only concerns the 0.30% creator fee portion, directing it to you as fiat. Both fee mechanisms work simultaneously.
No extensive coding is required. The setup is a configuration process using OAuth to connect your Spawned and Stripe accounts through their dashboards. Basic technical comfort is helpful, but you don't need to write smart contracts or API code. The steps involve clicking 'Connect,' authorizing permissions, and setting payout preferences. The Spawned AI website builder also uses a no-code interface.
Yes, you can disconnect Stripe at any time from your Spawned project dashboard. If you disconnect, the 0.30% creator fee will stop flowing to Stripe and will instead accumulate as SOL or the token within your Spawned dashboard, where you can manage it manually. You can reconnect Stripe or configure a different method if Spawned adds more options in the future.
Yes. After your token graduates from the initial launchpad phase and you enable the Token-2022 program's transfer fee feature (set at 1% by Spawned's model), you can configure this 1% fee stream to also use the Stripe integration. This provides a long-term, sustainable revenue model even after the initial launch period, all settled as fiat automatically.
The integration is most effective with consistent volume. With very low volume, the 0.30% fees may be small, and you might hit minimum payout thresholds less frequently. The strategy should focus on growing token utility and community to increase volume. Use the included AI website builder to create a site that explains your token's purpose and drives engagement, which can help increase trading activity.
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