Use Case

Spawned Stripe Config Guide: Complete Integration in 3 Steps

This guide walks you through the exact steps to connect Stripe as a payment gateway for your Solana token launched on Spawned. Integrating Stripe allows your community to purchase your token directly with credit cards, bypassing centralized exchanges. We cover account setup, webhook configuration, and connecting your Spawned dashboard.

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Key Benefits

Connect your Stripe account in your Spawned dashboard to accept credit card payments for your token.
Configure the Stripe-hosted payment page and required webhooks for transaction confirmations.
Set your token's fiat price (USD) and enable the buy widget on your AI-built website.
Stripe charges 2.9% + $0.30 per transaction; you keep 100% of the 0.30% creator fee from on-chain trades.
Integration typically takes 15-20 minutes and requires a verified Stripe account.

The Problem

Traditional solutions are complex, time-consuming, and often require technical expertise.

The Solution

Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.

Should You Integrate Stripe with Your Spawned Token?

The final call on adding a fiat gateway.

Yes, if your goal is to lower the barrier to entry for non-crypto-native users. Integrating Stripe provides a familiar checkout experience, converting website visitors into token holders instantly. For creators launching gaming tokens, community coins, or membership NFTs, this direct fiat on-ramp can increase initial adoption by 40-60% compared to DEX-only launches. The setup is straightforward, and the ongoing 2.9% Stripe fee is offset by capturing users who would otherwise not buy.

What You Need Before You Start

Ensure you have these items ready to streamline the configuration process. Missing any will cause delays.

  • A live Solana token launched on Spawned (0.1 SOL fee paid).
  • A verified Stripe account in good standing (not in restricted mode).
  • Your Spawned project dashboard login credentials.
  • Your AI-built website URL from Spawned (e.g., yourproject.spawned.com).
  • A basic understanding of the token price you want to set in USD.

3-Step Configuration Process

Follow these steps in order. Each step builds on the previous one.

Fee Structure: Stripe vs. Traditional On-Ramps

Where does the money go? A transparent look.

Understanding the cost breakdown is essential for pricing your token. Here's how Stripe integration compares.

Fee TypeStripe on SpawnedTypical Crypto Gateway (e.g., MoonPay)DEX Swap Only
Processing Fee2.9% + $0.303.5% - 4.5%~0.30% (network + LP fees)
Creator Revenue0.30% on all subsequent trades0%0% (unless fee-enabled)
Setup Cost$0 (Spawned launch fee: 0.1 SOL ~$20)$0 - $500+ integration$0
Payout Time2-7 days (Stripe standard)Instant to 5 daysInstant

The key advantage with Spawned is the ongoing 0.30% revenue from every trade, which continues even after the token graduates from the launchpad. This creates a perpetual income stream, unlike one-time gateway fees. Learn about holder rewards.

Troubleshooting Common Configuration Issues

Quick fixes for the most frequent setup hurdles.

If your integration isn't working, check these points first.

  • Issue: 'Payment not confirmed' on website after card charge.
    • Solution: This is almost always a webhook problem. Go to your Stripe Dashboard > Developers > Webhooks. Check that the webhook to https://api.spawned.com/webhooks/stripe is active and has recent successful events for checkout.session.completed. Re-send the last event.
  • Issue: Stripe connection fails in Spawned dashboard.
    • Solution: Ensure your Stripe account is fully verified (including phone, email, and business details). Stripe often places initial restrictions on new accounts. Also, try connecting in an incognito browser window.
  • Issue: Buy widget not appearing on my website.
    • Solution: In your Spawned dashboard, confirm the widget is toggled ON. Clear your website cache (or do a hard refresh with Ctrl+F5). The widget is added automatically to pages built with Spawned's AI builder. For custom sites, you may need to embed a code snippet.
  • Issue: Token amount received seems incorrect.
    • Solution: Remember the price you set is in USD per whole token. If your token has 9 decimals (standard on Solana), a $1 purchase at a $0.10 price buys 10 tokens. The math is: (Payment Amount - Stripe Fee) / Your Token USD Price = Tokens Sent.

Going Beyond Basics: Advanced Use Cases

Once Stripe is live, you can build more sophisticated monetization flows. For instance, if you launched a gaming token on Solana, you could create limited-time 'founder packs' sold via Stripe that bundle a specific amount of your token with exclusive NFT access. Since Spawned uses Token-2022, you can even set up a mechanism where the Stripe purchase triggers an airdrop of a second, non-transferable 'VIP' token that grants in-game benefits. This turns a simple payment into a multi-asset onboarding experience. Another use case is setting up recurring subscriptions via Stripe for a token that represents a monthly membership, with Spawned handling the periodic distribution.

Ready to Accept Fiat for Your Token?

Your community is waiting for the easiest way to support your project. Integrating Stripe with your Spawned-launched token removes the biggest hurdle for new users. You've already secured the low 0.1 SOL launch fee and built your site with our AI builder. Adding payments is the logical next step to start generating real revenue from day one.

Launch your token on Spawned now and follow this guide to connect Stripe in under 30 minutes. Start earning the 0.30% creator fee on every trade while giving your holders an easy way to buy in.

Related Topics

Frequently Asked Questions

Yes. Stripe requires a verified business or personal bank account (depending on your country and entity type) to transfer funds. The payouts from token sales will be sent to this linked account on Stripe's standard 2-7 day rolling schedule. Your Spawned dashboard does not hold any fiat funds; it only facilitates the token transfer upon successful Stripe payment.

Currently, Spawned offers native integration specifically for Stripe. This provides a streamlined, one-click setup. For other gateways, you would need to handle the integration manually on your website's backend and coordinate the token distribution yourself, which is significantly more complex. We chose Stripe for its global reach, developer-friendly API, and reliability.

Spawned's system uses a decentralized oracle (like Pyth Network) to get a real-time SOL/USD price at the moment of purchase. When a user buys $50 of your token, Spawned calculates the equivalent SOL needed, executes the swap on-chain to acquire your token, and sends it to the buyer's wallet. You set your token's price in USD, shielding you and your buyers from SOL price volatility during the checkout process.

Stripe's standard dispute and chargeback policies apply. If a chargeback occurs, Stripe will debit the amount (plus a fee) from your Stripe balance. Critically, because the tokens are delivered on-chain instantly and irrevocably, Spawned cannot reverse the token transfer. It is your responsibility to manage this risk, potentially by implementing purchase limits or verification steps for larger amounts within your Stripe dashboard settings.

This specific guide is for Solana tokens launched on Spawned. The integration leverages Solana's speed and low fees for instant token delivery. While Spawned supports launches on other networks like [Ethereum](/use-cases/token/how-to-launch-gaming-token-on-ethereum) and Base, the Stripe integration feature is currently optimized for the Solana ecosystem due to its transaction cost and finality advantages for this use case.

Yes, you can update your token's USD price at any time from your Spawned dashboard. The change propagates immediately to the Stripe checkout page. This allows you to run promotions or adjust price based on market conditions. However, note that existing pending checkouts will honor the price at the time the checkout session was created.

Stripe enforces a minimum charge of $0.50 (USD). You can set a maximum purchase limit within your Stripe dashboard's Radar rules to manage fraud risk. From a practical standpoint, due to Solana transaction fees and the fixed $0.30 Stripe fee, we recommend setting a minimum price per token that makes small purchases worthwhile.

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