Ultimate Payment Processing Comparison for Token Creators
Choosing the right payment processing model directly impacts your revenue and your token's long-term success. This comparison breaks down fee structures, revenue sharing, and hidden costs across major platforms. For creators launching on Solana, the difference between 0% and sustainable models is substantial.
- •Spawned offers 0.30% creator revenue per trade and 0.30% holder rewards, unlike platforms with 0% creator fees.
- •A 1% perpetual fee post-graduation via Token-2022 creates ongoing project funding.
- •The 0.1 SOL (~$20) launch fee includes an AI website builder, saving $29-99 monthly.
- •Payment processing is integrated; no need for separate Stripe or PayPal setups.
- •Transparent fee structures prevent hidden costs that erode creator profits.
Quick Comparison
Why Payment Processing is Your Most Important Launch Decision
The fees you pay (or don't pay) determine what you can build.
For crypto creators, payment processing isn't just about collecting funds—it's about building a sustainable project. A model that takes 0% from creators might seem attractive, but it often shifts costs to holders or lacks features for long-term growth. The right processing setup funds development, rewards your community, and removes friction for buyers. We'll compare models based on upfront costs, ongoing revenue, holder benefits, and what you actually get for your money.
Fee Structure Breakdown: Platform vs. Creator
Real numbers show where the money goes.
Here’s how payment processing compares across key metrics for a typical token launch. These numbers are based on public data and a $10,000 daily trading volume for illustration.
| Platform | Launch Fee | Creator Revenue/Trade | Holder Rewards | Post-Grad Fee | Website Cost |
|---|---|---|---|---|---|
| Spawned | 0.1 SOL (~$20) | 0.30% | 0.30% ongoing | 1% (Token-2022) | $0 (included) |
| Platform A | ~$0 | 0% | Varies | N/A | $29-99/month |
| Platform B | ~1 SOL+ | 0.10-0.25% | Often 0% | N/A | Extra |
| Platform C | Variable | 0% | 0% | N/A | Extra |
The key takeaway: 'Free' launches often cost more long-term through missing features or separate service fees. Spawned's 0.30% creator cut directly funds your work, while the 0.30% holder reward encourages holding.
How Spawned's Payment Processing Works for Creators
Spawned uses a transparent, three-part model designed for creator sustainability.
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At Launch: You pay a 0.1 SOL fee (approximately $20). This grants access to the full launchpad and the integrated AI website builder—a tool that would cost $29 to $99 monthly elsewhere. There are no hidden gas fees or setup charges.
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During Trading: For every trade of your token, you earn 0.30% in creator revenue. Simultaneously, your token holders earn 0.30% in rewards distributed automatically. This aligns incentives; active trading benefits both you and your community.
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After Graduation: When your token migrates to Token-2022 standard, a 1% perpetual fee is applied. This isn't a tax—it's a programmable feature that funds ongoing development, marketing, and community initiatives directly from the token's utility. Learn more about the Token-2022 standard and its benefits.
This model replaces the need for external payment processors like Stripe, which often block crypto projects.
5 Steps to Evaluate Payment Processing for Your Token
Don't just look at the launch price.
Follow this checklist before choosing a platform.
- Calculate Total Year-1 Cost: Add the launch fee, any monthly website/API fees, and estimated lost revenue from low creator percentages. For example, 0% on $10k daily volume is $0 for you.
- Check Holder Incentives: Does the model reward holders? Automatic rewards like Spawned's 0.30% encourage a stable holder base, reducing sell pressure.
- Ask About Post-Launch Funding: How will you fund marketing and development after the initial launch hype? A perpetual fee model like Token-2022 provides an answer.
- Verify Integration: Are payment processing and website creation on the same platform? Managing separate services adds complexity and risk.
- Review the Fine Print: Look for clauses about fund freezing, fee changes, or additional charges for features like airdrops or staking.
Final Verdict: Best Payment Processing for Crypto Creators
Sustainability beats 'free' every time.
For creators who view their token as a long-term project, Spawned provides the most balanced and sustainable payment processing model.
The combination of a low 0.1 SOL launch fee, meaningful 0.30% creator revenue, automatic 0.30% holder rewards, and a clear path for ongoing funding via a 1% Token-2022 fee creates a complete financial system. While a 'free' launch might save $20 upfront, it costs you hundreds per month in lost revenue and separate tool fees. Spawned's integrated AI builder alone saves $348-$1188 annually, far outweighing the initial cost.
If your goal is a quick, disposable token, a zero-fee platform might suffice. But if you're building a real community with a website, ongoing updates, and holder benefits, Spawned's payment processing is structured to help you succeed financially. Compare this approach to other token platforms with AI builders for a full picture.
Launch with a Payment Model That Pays You Back
Stop leaving money on the table with payment processors that don't serve creators. Launch your token on Spawned with a clear revenue model, built-in holder rewards, and a professional AI-generated website—all for a 0.1 SOL fee. Your project deserves funding that grows with your community. Start your launch now and see the difference sustainable processing makes.
Related Topics
Frequently Asked Questions
No. The 0.30% creator revenue is a separate fee applied to each trade, similar to a standard protocol fee on decentralized exchanges. It does not reduce the token liquidity you provide at launch. This fee is distributed directly to your creator wallet, providing a continuous income stream as your token trades.
When your token graduates from the launchpad and migrates to the Solana Token-2022 standard, you can program a 1% fee on transfers. This fee is optional but recommended. It's written into the token's mint authority, and the funds can be directed to a treasury wallet for ongoing project development, marketing campaigns, or community rewards. It's a tool for sustainable funding.
Using a free launchpad with a separate website builder typically costs $29 to $99 per month for the website service, which is $348 to $1188 per year. You also forfeit the 0.30% creator revenue. On $10,000 daily volume, that's $30 per day or nearly $11,000 per year in lost income. Spawned's 0.1 SOL fee ($20) includes both, making it significantly more cost-effective.
The 0.30% creator revenue and 0.30% holder reward rates are fixed for the launchpad phase to ensure consistency and trust. However, after graduation to Token-2022, you have full control over your token's programmable features. You could adjust the 1% perpetual fee (or add other features) based on community governance or your project's evolving needs.
Holder rewards are distributed automatically and proportionally to all wallets holding your token. The system calculates rewards based on the holder's percentage of the total supply at the time of each trade. Rewards are typically distributed in the same token, directly into the holder's wallet, encouraging long-term holding without any manual action required from you or them.
No. Spawned handles all payment processing natively on-chain through Solana. You receive SOL from the initial launch and ongoing creator revenue directly to your connected crypto wallet. This removes the risk of traditional payment gateways freezing funds, charging high processing fees (2.9% + $0.30), or rejecting crypto-related businesses entirely.
Many platforms offer either a launchpad or a website builder, but rarely both in one integrated package with a shared revenue model. Others charge monthly for the AI builder on top of launch fees. Spawned combines them: your 0.1 SOL fee grants immediate access to launch tools and a full AI website builder, aligning your project's financial and marketing foundations. For more, see our guide on the [best AI builder for tokens](/compare/ai-builder/best-ai-builder-for-tokens-2026).
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