Spawned Stripe Setup Guide: Accept Credit Card Payments for Your Token
This guide walks you through connecting Stripe to your Spawned token project. You'll learn how to accept traditional payments (credit/debit cards) and convert them into your Solana token, set up automatic payouts to your wallet, and configure key compliance settings. Integrating Stripe creates a vital fiat on-ramp for your community.
Try It NowKey Benefits
The Problem
Traditional solutions are complex, time-consuming, and often require technical expertise.
The Solution
Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.
Why Use Stripe with Your Spawned Token?
Opening the door to mainstream adoption.
For most creators launching a token, integrating a fiat payment option is not just an extra feature—it's essential for growth. While crypto-native users are comfortable with swapping, a huge segment of your potential community prefers using credit cards. Spawned's direct Stripe integration solves this by acting as a regulated on-ramp.
Our recommendation: Enable Stripe from day one. The setup takes about 20 minutes and immediately opens your token to a wider audience. Compared to directing users to third-party exchanges, this provides a smoother, branded experience and keeps conversion rates higher. You maintain control over the user flow from the first click to the token landing in their wallet.
What You Need Before You Start
Gather these items to ensure a smooth setup process. Having everything ready will let you complete the integration in one sitting.
- A live token launched on Spawned. You must complete your token launch first. Guide to launching on Solana.
- A verified Stripe account. This is a standard Stripe Express account for platforms. Ensure it's in good standing.
- Your project's legal business name and address. Stripe requires this for identity verification and payouts.
- A Solana wallet address for receiving payouts. This is where your share of the sales (converted to SOL or USDC) will be sent.
- Basic info about your token (name, ticker, logo) for the checkout display.
Step-by-Step: Connect Stripe to Spawned
Follow these steps in your Spawned project dashboard. The interface is designed to guide you through the process.
Understanding the Fees: Stripe vs. Alternatives
Clear costs with no hidden Spawned markup.
It's important to know the cost structure. Spawned adds no extra layer on top of Stripe's standard processing fees.
| Fee Component | Spawned + Stripe | Traditional Crypto Gateway | Manual Invoicing |
|---|---|---|---|
| Payment Processing | Stripe's rate (~2.9% + $0.30) | 3.5% - 5% + network gas | 0% (but high overhead) |
| Platform Fee | 0% on Stripe transactions | 1% - 2% platform fee | N/A |
| Payout to You | 97% of total sale, auto-converted & sent | 92% - 95%, often with delays | 100% (after you chase payment) |
| Token Distribution | Automated, included | May require manual steps or extra gas | Fully manual |
Key Takeaway: While Stripe's ~3% fee is standard for card processing, you avoid additional platform fees from Spawned. The automation and reliability provide strong value. For larger purchases, you might offer direct wallet transfers as an alternative.
Managing Compliance and Purchase Rules
Set guardrails that work for your project.
Once Stripe is connected, Spawned gives you tools to manage risk and comply with financial regulations. These settings protect you and your buyers.
Purchase Limits: You should set sensible limits. For example, a $50 minimum and a $1,000 maximum per transaction prevents micro-transactions (which have high relative fees) and limits exposure to fraud. You can adjust these at any time.
KYC (Know Your Customer) Triggers: Spawned allows you to require enhanced verification for purchases above a certain threshold. For instance, you can set it so any purchase over $500 requires the buyer to complete Stripe's identity verification flow. This is handled seamlessly within the checkout.
Geographic Restrictions: If your token cannot be sold to residents of certain countries due to legal advice, you can block those regions at the payment gateway level. This is more effective than just a disclaimer on your website.
Troubleshooting Common Setup Issues
Quick fixes for getting live.
Here are solutions to frequent problems encountered during setup.
- "Stripe account not verified": Log into your Stripe dashboard directly. There is often a pending request for more business information or ID verification. Complete this there, then retry the connection in Spawned.
- Payout wallet address error: Ensure you've entered a valid Solana mainnet address. Test with a small amount first if possible.
- 'Buy with Card' button not appearing: First, confirm the integration is toggled to 'Live' in your Spawned dashboard. Second, clear your browser cache or try an incognito window to see the live site.
- High-risk transaction declines: Stripe may decline payments it flags as high-risk. This is based on their algorithms. You can direct users to try a different card or use a crypto swap for that purchase.
Your Gateway is Live. What's Next?
With Stripe connected, you've built a critical piece of infrastructure. Now, focus on driving traffic and converting visitors.
- Promote Your Payment Link: Share the direct link to your Spawned project page or the custom website built with our AI tool. Highlight the ease of buying with a card.
- Analyze Your Dashboard: Use the analytics in your Spawned dashboard to track Stripe sales volume, average purchase size, and success rates.
- Consider Bundles: Use Spawned's features to create special offers—like a token bundle with an NFT—that can be purchased via Stripe.
- Ready for more complex tokenomics? Explore using the Token-2022 standard for advanced features like transfer hooks, which can work alongside your payment gateway.
Start your token launch with Spawned today to access this Stripe integration and the AI website builder. Launch your token now.
Related Topics
Frequently Asked Questions
Stripe support depends on your specific Stripe account's location. Generally, Stripe supports businesses in over 40 countries and can accept payments in 135+ currencies. When a buyer pays, they can use their local currency (like EUR, GBP, CAD), and Stripe converts it to USD (or your chosen settlement currency) before the payout is sent to you as SOL or USDC. Check your Stripe dashboard for the most current list for your account.
Payout timing follows Stripe's standard schedule, which you can configure. If you choose daily payouts, funds from successful charges are aggregated and sent to your designated wallet the next business day. There is a slight delay for the Solana network transaction. The funds you receive are net of Stripe's processing fee (~2.9% + $0.30); Spawned does not take an additional cut from Stripe transactions.
The Spawned Stripe integration is designed for live, tradable tokens. It facilitates the immediate purchase and distribution of tokens that exist on-chain. For presales where tokens are not yet released, you would need a different solution, such as a custom smart contract with a claim mechanism. Once your token is live on Spawned, you can enable Stripe immediately.
Stripe is the payment processor, so they handle all direct payment disputes, chargebacks, and card network communications. However, general customer questions about the token purchase (like "Where are my tokens?") will come to you as the project creator. Spawned provides you with tools to look up transactions by email to help resolve these queries. It's advised to have a clear support channel listed on your project page.
Yes, seamlessly. When you enable Stripe, the AI website builder will automatically add a 'Buy with Card' button to your project's pre-designed landing page. You can customize the placement and text. This means you get a professional, payment-ready site included with your launch, saving the typical $29-$99/month cost of a separate website builder and payment plugin setup.
The key difference is integration and fees. Spawned's Stripe integration is built directly into your project dashboard, offering a unified experience. MoonPay is a separate widget, often with higher fees (around 4.5%). With Stripe, you pay their standard card processing fee (~3%) with no extra Spawned fee. You also get more control over compliance rules and payouts directly to your wallet, rather than through a third-party's settlement system.
Yes. You can toggle the integration off at any time from your Spawned project dashboard. This will remove the 'Buy with Card' option from your page. Existing payouts will still be processed according to the schedule. Your Stripe account connection will remain, allowing you to re-enable it later if needed. This is useful if you decide to only accept crypto payments for a period.
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