Spawned Stripe Integration: Accept Crypto & Fiat for Your Token
This guide provides a technical walkthrough for connecting a Solana token launched on Spawned to Stripe's payment infrastructure. We cover the API setup process, how the 0.30% creator revenue fee is handled within transactions, and how to manage automated payouts to your project treasury. Integrating Stripe unlocks traditional payment rails for your token's ecosystem.
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The Problem
Traditional solutions are complex, time-consuming, and often require technical expertise.
The Solution
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Should You Integrate Stripe with Your Spawned Token?
A strategic move to expand your token's commercial reach.
For creators building a sustainable project, integrating Stripe is a recommended step post-launch. While Spawned handles your token creation and initial launch for 0.1 SOL, connecting to Stripe opens up revenue from users who prefer—or can only use—credit cards or other fiat payment methods. This bridges Web3 and Web2 audiences. The 0.30% creator revenue fee from Spawned remains for on-chain token trades; Stripe will apply its own standard processing fees (typically 2.9% + $0.30) for fiat transactions, which you account for in your pricing. If your goal is to sell merchandise, offer premium content, or collect membership dues related to your token, this integration is a logical progression.
Step-by-Step Integration Process
A technical walkthrough from account creation to live payments.
Follow these steps to connect your Spawned-launched token to Stripe.
- Prepare Your Spawned Project Details: Have your token mint address and the Solana treasury wallet address (where the 0.30% creator revenue accumulates) ready. You can find this in your Spawned project dashboard.
- Create a Stripe Account & Activate Connect: If you don't have one, sign up at Stripe.com. Navigate to the 'Connect' section in the Stripe Dashboard and set up a Custom account. This allows you to receive direct payouts.
- Configure the Stripe API: In your project's backend, install the Stripe library. Use your secret API key to create a
ConnectedAccountfor your project. This account will be linked to your project's treasury wallet address for identification. - Build the Payment Flow: On your Spawned AI-built website, create a checkout page. Use Stripe's frontend elements (like Stripe.js) to tokenize payment details. For crypto-specific payments, you can use Stripe's crypto API to create on-ramp sessions that credit your connected account.
- Handle the Webhook: Set up a Stripe webhook endpoint in your application to listen for events like
checkout.session.completedorcharge.succeeded. Upon successful payment, your logic should grant the user access (e.g., mint an NFT, provide a token airdrop, or activate a membership). For inspiration on token utility, see our guide on how to create a gaming token on Solana. - Test with Stripe Test Mode: Use Stripe's test cards and parameters to simulate payments before going live. Ensure your webhook logic and user access grants work correctly.
Understanding Spawned and Stripe Fees
How launchpad fees and payment processor fees work together.
It's important to distinguish between the fees charged by the Spawned launchpad and those charged by Stripe. They serve different purposes in your token's lifecycle.
| Fee Type | Charged By | Purpose | Typical Rate |
|---|---|---|---|
| Token Launch Fee | Spawned | One-time cost to create & launch your token | 0.1 SOL (~$20) |
| Creator Revenue Fee | Spawned | Ongoing revenue from secondary market trades on your token | 0.30% per trade |
| Holder Rewards Fee | Spawned | Ongoing rewards distributed to loyal token holders | 0.30% per trade |
| Payment Processing Fee | Stripe | Cost to process credit/debit card or ACH payments | ~2.9% + $0.30 per transaction |
| Crypto On-Ramp Fee | Stripe (via partners) | Cost to convert fiat to crypto (e.g., SOL, your token) | Variable, often ~1% |
Key Takeaway: The Spawned 0.30% creator fee is for on-chain DEX trading. Stripe's fees are for off-ramping fiat payments into your treasury. You will incur both if a user buys your token via Stripe and later trades it on a DEX.
Practical Use Cases for the Integration
Here are specific ways creators use the Spawned-Stripe pipeline:
- Token-Gated Content or Software: Sell an annual membership for 0.1 SOL (or $20 USD). Users pay via Stripe, and your system airdrops a membership token to their wallet, granting access to a private site or app. This model is common for gaming communities launching their own token.
- NFT Mint with Fiat Option: Allow collectors to mint your project's NFT using a credit card. Stripe handles the USD payment, and your smart contract mints the NFT to a custodial wallet you provide to the user.
- Merchandise Store for Token Holders: Offer exclusive physical goods. Users connect their wallet to verify token ownership, then use Stripe's checkout for the secure shipping and payment details.
- Recurring Donations/Subscriptions: Set up a $10/month subscription to support your project. Stripe manages the recurring billing, and you can airdrop a 'supporter' token or other perks each month.
- Event Ticket Sales: Sell tickets to an online or IRL event for your token community. Stripe processes the ticket sale, and you distribute a proof-of-attendance NFT.
- Membership subscriptions with automated billing.
- Fiat on-ramp for users new to crypto.
- Simplified e-commerce for token-holder exclusives.
- Recurring revenue streams for project sustainability.
Planning for the Future: Life After Spawned Graduation
Tokens that gain significant liquidity on Spawned can 'graduate' to a full DEX listing. Post-graduation, Spawned employs the Token-2022 program to collect a 1% perpetual fee on transactions. How does this affect your Stripe integration?
Your Stripe integration operates independently on the payment processing side. However, the tokens you distribute as part of a purchase (e.g., a membership token or your main project token) will be subject to that 1% fee if they are traded on-chain. This is a separate consideration from your product pricing. When setting your USD price on Stripe, you should factor in: 1) Stripe's processing fee, 2) the cost of the tokens/NFTs you're distributing, and 3) the potential future on-chain fee implications for your users. The perpetual fee ensures the Spawned platform continues to benefit from your project's success, aligning long-term incentives. For more on the launch and graduation journey, read our guide on how to launch a gaming token on Solana.
Ready to Monetize Your Token Community?
You've launched your token on Spawned for 0.1 SOL and built a site with our AI builder. Now, add a professional payment layer to start generating revenue directly from your community. The Stripe integration turns your token project into a functional business with multiple income streams.
Next Steps:
- Review the Stripe API documentation for the latest code samples.
- Ensure your Spawned project dashboard details are updated.
- Start building your checkout flow in a development environment.
Launch your token, build your site, and connect your payments—all streamlined for Solana creators.
Related Topics
Frequently Asked Questions
No. The 0.30% creator revenue fee on Spawned is specifically for peer-to-peer trades of your token that occur on decentralized exchanges (DEXs). Stripe payments are fiat-to-creator transactions processed off-chain. You pay Stripe's standard processing fees instead. However, if a user buys your token via Stripe and later sells it on a DEX, that on-chain trade would incur the 0.30% fee.
This guide is tailored for Solana tokens launched via Spawned, due to Spawned's specific fee structure and Solana's low transaction costs which suit micro-payments. While Stripe can be integrated with Ethereum or Base projects, the process and cost considerations differ. For broader context, you can review our guides on [how to create a gaming token on Ethereum](/use-cases/token/how-to-create-gaming-token-on-ethereum) or [how to create a gaming token on Base](/use-cases/token/how-to-create-gaming-token-on-base).
Stripe provides a familiar, trusted checkout experience for mainstream users and handles complex regulatory compliance (KYC, anti-fraud). It also consolidates fiat and crypto payments into one dashboard and handles automatic bank payouts. A crypto-only processor might have lower fees but limits your customer base to those already in crypto.
You use Stripe Connect. When you create a 'Connected Account' for your project, you link it to your project's official bank account (your treasury). Once Stripe processes a payment, the funds (minus Stripe's fees) are automatically sent to that bank account on a schedule you set (e.g., daily, weekly). This separates project funds from personal accounts.
Yes. The AI-built website from Spawned generates standard HTML/CSS/JS code. You can embed Stripe's pre-built checkout components (like Payment Element) or create custom checkout pages that communicate with your backend Stripe API. The site acts as your storefront, while Stripe handles the secure payment collection.
The Stripe integration is unaffected. It is a separate service you configure. Your payment flows and payout accounts continue to operate normally. The post-graduation change is on-chain: trades of your token will be subject to a 1% perpetual fee via the Token-2022 program, but this does not impact the fiat payments you receive through Stripe.
Absolutely. Stripe's billing platform is excellent for subscriptions. You can set up a recurring charge (e.g., $9.99/month) and, using webhooks, trigger monthly benefits like airdropping new tokens or NFTs to your subscribers' wallets. This creates a predictable recurring revenue model.
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