Spawned Stripe Configuration Guide: Complete Setup
This guide walks you through configuring Stripe to accept payments for token purchases on your Spawned project. You'll learn how to set up API keys, configure webhooks, and test the payment flow. Following these steps ensures your community can buy tokens directly with credit cards.
Try It NowKey Benefits
The Problem
Traditional solutions are complex, time-consuming, and often require technical expertise.
The Solution
Spawned provides an AI-powered platform that makes building fast, simple, and accessible to everyone.
Why Use Stripe with Spawned?
Stripe integration converts casual visitors into token holders instantly.
Integrating Stripe with your Spawned token project removes a major barrier to entry: requiring cryptocurrency upfront. By allowing credit card purchases, you open your token launch to a much wider audience who may not yet hold SOL or other crypto.
This setup directly benefits creators by increasing potential participation. For every $1,000 in token purchases via Stripe, Spawned's 0.30% creator fee applies, generating $3 in ongoing revenue. Combined with the 0.30% holder rewards, this creates a sustainable model from day one.
Compared to manual payment collection or other gateways, Stripe provides automated, secure processing with immediate fund settlement. The integration handles tax documentation and compliance automatically, saving you administrative work.
Before You Start: Prerequisites
Ensure you have these elements ready before beginning the Stripe configuration process. Missing any item will delay your setup.
- Active Spawned Project: You must have a token project created on Spawned. If not, learn how to launch a gaming token on Solana first.
- Stripe Account: A verified Stripe account with access to the Dashboard. Business details should be complete.
- Project Dashboard Access: Login credentials for your Spawned creator dashboard where you'll enter API keys.
- Website Domain: Your project's live website URL (required for webhook configuration).
- Test Cards: Stripe provides test card numbers for validation without real charges.
Step-by-Step Configuration Process
Follow these exact steps to connect Stripe to your Spawned project. The entire process typically takes 8-12 minutes.
Stripe Fees vs. Traditional Crypto Purchases
Stripe's fees enable accessibility, trading a small percentage for massive audience expansion.
Understanding the cost structure helps you communicate value to potential buyers. Here's how Stripe payments compare to direct crypto purchases:
| Payment Method | Processing Fee | Spawned Creator Fee | Settlement Time | Buyer Requirement |
|---|---|---|---|---|
| Stripe (Card) | 2.9% + $0.30 per transaction | 0.30% of trade volume | 2 business days | Credit/Debit Card |
| Direct SOL | Network fee (~$0.0001) | 0.30% of trade volume | ~1 minute | SOL in wallet |
| Direct ETH | Network fee (varies) | 0.30% of trade volume | ~3 minutes | ETH in wallet |
Key Insight: While Stripe adds ~2.9% in processing fees, it eliminates the need for buyers to first acquire cryptocurrency, which often involves additional exchange fees (1-4%) and transfer costs. For new entrants, the total cost may actually be lower with Stripe.
Example: A $100 token purchase via Stripe costs the buyer ~$103.20 total ($100 + $2.90 + $0.30). That same buyer purchasing SOL on an exchange first might pay: $100 → exchange fee (1% = $1) → network transfer → purchase token. The convenience often justifies the slightly higher cost.
Troubleshooting Common Setup Errors
Most integration issues have simple, 30-second fixes.
If your Stripe integration isn't working, check these common issues first. Most problems stem from simple configuration oversights.
Error: 'Invalid API Key Provided'
• Cause: Using test keys in live mode or vice versa
• Fix: Ensure you've copied the correct key pair for your current mode. Test keys start with pk_test_ and sk_test_. Live keys start with pk_live_ and sk_live_.
Error: Webhook Not Receiving Events
• Cause: Incorrect endpoint URL or missing event subscriptions
• Fix: Verify the webhook URL in Stripe matches exactly what's in your Spawned dashboard. Re-add the three required events: checkout.session.completed, payment_intent.succeeded, payment_intent.payment_failed.
Error: Payment Processes But No Tokens Received
• Cause: Webhook secret not configured or network issue
• Fix: Check your Spawned dashboard for failed webhook attempts. Ensure your server can receive POST requests from Stripe's IP ranges. Test with Stripe's CLI tool: stripe listen --forward-to your-webhook-url.
Error: 'Card Declined' in Test Mode
• Cause: Using real card numbers in test mode
• Fix: Always use Stripe's test cards in test mode. For successful test: 4242 4242 4242 4242. For decline test: 4000 0000 0000 0002.
Monitoring and Optimization After Launch
Once your Stripe integration is live, regular monitoring ensures optimal performance and identifies opportunities to improve conversion.
First 24 Hours: Check Stripe Dashboard hourly for failed payments. A failure rate above 15% indicates configuration issues. Review the 'Payments' tab for decline reasons (insufficient funds, fraud filters, etc.).
First Week: Analyze average transaction size. For gaming tokens launched on Spawned, the typical first-week Stripe purchase is $45-85. If your average is below $25, consider adjusting your minimum purchase amount in Spawned settings.
Ongoing: Monitor the ratio of Stripe purchases vs. direct crypto purchases. Successful projects typically see 40-60% of initial purchases via Stripe. If your Stripe percentage is below 20%, promote the credit card option more prominently on your site.
Revenue Tracking: Remember Spawned's 0.30% creator fee applies to all trades, including those initiated via Stripe purchases. This creates ongoing revenue from secondary market activity that originated from credit card buys.
Ready to Enable Credit Card Purchases?
Your Stripe integration is the final piece that transforms interested visitors into actual token holders. By removing the crypto prerequisite, you're potentially increasing your accessible audience by 10x or more.
Immediate Action Items:
- Create your Stripe account if you haven't already
- Follow the configuration steps above (8-12 minutes)
- Test thoroughly with Stripe's test cards
- Go live and promote the new payment option
Need help with other aspects of your token launch? Explore our other guides: • How to create a gaming token on Solana • How to create a gaming token on Ethereum • How to launch a gaming token on Base
Final Note: The 0.1 SOL launch fee on Spawned includes access to the AI website builder, which would otherwise cost $29-99/month separately. Your Stripe integration works seamlessly with the generated site.
Related Topics
Frequently Asked Questions
Most standard business Stripe accounts are approved instantly or within a few hours. However, full verification including bank account linkage typically takes 1-2 business days. We recommend setting up your Stripe account at least 48 hours before your planned token launch to ensure everything is ready. International accounts or specific business types may require additional documentation and take longer.
Yes, Stripe operates in over 40 countries including Canada, UK, Australia, and most of Europe. However, availability varies by region, and some countries have restrictions on cryptocurrency-related transactions. Check Stripe's supported countries list and their specific terms regarding digital asset sales. Your buyers can be located in different countries than your business registration.
Stripe handles chargebacks through their dispute process. When a buyer disputes a token purchase, Stripe will notify you and temporarily hold the funds. You'll have an opportunity to provide evidence that the transaction was legitimate. For digital goods like tokens, maintaining clear transaction records and purchase confirmations is crucial. Successful disputes result in the funds being returned to the buyer, and Stripe charges a $15 dispute fee regardless of outcome.
Yes, when properly configured, token delivery is near-instantaneous. The flow is: 1) Buyer completes Stripe checkout, 2) Stripe sends success webhook to Spawned, 3) Spawned's smart contract releases tokens to the buyer's connected wallet address. This typically happens within 10-30 seconds. The buyer must have connected their wallet during the purchase process. If tokens aren't received within 2 minutes, check your webhook logs.
Yes, you can configure purchase limits through your Spawned dashboard, not directly in Stripe. Minimum purchase amounts help avoid excessive small transactions that would be uneconomical due to Stripe's $0.30 fixed fee component. Maximum limits can help with fraud prevention and compliance. We recommend a minimum of $10-20 and a maximum that aligns with your tokenomics and regulatory considerations.
Stripe automatically calculates and collects sales tax/VAT based on the buyer's location and your business settings. You can configure tax rates and rules in your Stripe Dashboard. However, cryptocurrency tax treatment varies significantly by jurisdiction. Buyers are responsible for reporting token acquisitions on their taxes. We recommend including a disclaimer about tax obligations on your purchase page. Stripe provides annual tax documentation for your records.
Test mode allows you to simulate transactions without moving real money. Use test card numbers (like 4242 4242 4242 4242) and never real cards. Live mode processes actual payments with real funds. Always complete thorough testing in test mode before switching to live. Your Spawned dashboard will show test transactions separately. When switching to live, you must update both your Publishable and Secret keys in your Spawned dashboard, as they differ between modes.
Yes, Stripe supports over 135 currencies. You can configure which currencies to accept in your Stripe Dashboard settings. However, consider that your token price is likely denominated in USD or crypto terms. Displaying multiple currency options might confuse buyers. Most projects stick with USD for simplicity, and Stripe automatically converts other currencies at the current exchange rate minus a small conversion fee (typically 1%).
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